Prices from £330,000
Est. gross yield: 6.5%
A managed property option for your medical clients, ahead of April 2027.
Your clients already have places to put their money. Adventum adds one more, in an asset class many advisers do not cover: UK property, structured, bought and managed end to end. You keep the client relationship, and every figure we show you is tested against what staying in the pension would pay.
Medicine is where this is proven, large pension pots, uniform careers, trusted referral networks. The same structure works just as well for any client carrying the same pension exposure ahead of April 2027. If one of yours sits outside medicine, feel free to request a briefing.
Preview: the video we show your clients.
Where property fits
One more option, alongside the rest.
Your clients already have places to put their money: bonds, funds, cash and more. This is not a replacement for any of them. It is a viable alternative in an asset class many advisers do not cover, and one that medical clients often already trust.
Adventum handles the property side end to end, so you can weigh it for the clients it suits without becoming a property specialist. Whether it suits a particular client is your call.
Cash
Bonds
Funds
Property
WHO DOES WHAT
You keep the relationship. We run the sale.
| You | Make the introduction, stay the client's adviser, join the briefing if you wish. |
| Adventum | Forms the family SPV, sources and buys the property, manages lettings and tenants, coordinates banking, accountancy and legal support through its partners. |
| Your client | Decides and receives the rental income. |
| Regulated advice | Stays with you, at outset and throughout. Adventum's accountant and solicitor partners handle the transactional and structural work only, forming the SPV, banking, conveyancing, not advice on suitability or pension access. |
| Funding | Whichever pot you identify as right for the client, pension lump sum or wider estate (ISAs, shares, cash). Adventum works with either. |
How a referral works
Four steps.
Introduce
You tell us about a client who may benefit.
Brief
A joint call with Adventum and your client. You are welcome to join.
Structure and buy
We form the SPV and acquire the property.
Manage
We run lettings and management, with a quarterly update to you, so you stay across the position without running it.
WORKING IN PRACTICE
Manchester | Buy-to-let investment analysis
Two-dimensional return projection on a £300,000 property over a 10-year holding period, rental
income and capital growth in GBP.
Property Value £300,000
Period 10 years
Period 10 years
INTERNAL RATE OF RETURN · GBP
11.22%
in GBP
Annualised GBP return
The compound rate at which your initial £97,000 investment grows over 10 years, factoring rental income and capital growth.
Wealth multiple
2.6×
ROE 160%
Total profit
£155,603
Net of all costs and SDLT
Net rental income
£54,423
Over 10 years
Where your returns come from
Total profit · GBP
£155,603
Over 10 years
From £97,000 to £252,603
Each bar shows the cumulative GBP value at each step
Initial Investment
£97,000
Net Rental Income
Capital Growth
Value at Exit
INITIAL £97,000
NET RENT £54,423
CAP GROWTH £101,180
EXIT VALUE £252,603
INITIAL £97,000
Where the money goes
Grade A property in Manchester and Birmingham.
We invest primarily in Manchester and Birmingham as they offer lower property prices, higher rental yields and strong potential for capital appreciation driven by large-scale regeneration projects and a rising population.
Contour
51-storey tower, New Jackson, Manchester
Vista River Gardens
51-storey tower, Trinity Islands, Manchester
Prices from £299,995
Est. gross yield: 6.5%
Centenary Tower
46-storey tower, Birmingham city centre
Prices from £297,000
Est. gross yield: 6.5% – 7%
What clients say
Professional perspective.
“Adventum provided far more than property sourcing, they delivered strategic tax and structuring advice that could materially strengthen the use of my pension and retirement planning. Their guidance on the right holding structures, combined with a disciplined focus on selecting high-quality, growth-led assets, can add real long-term value.
I would highly recommend Adventum to professionals seeking thoughtful, well-structured property investment counsel.”
Dr Chaand Nagpaul CBE
Chairman, British Medical Association, 2017-2022
Meet the team
The people you deal with
Dr Rajanya Ravasia
Founder & Director
Martin Cooney
Sales Director
Ghanshyam Nabar
Strategic Partner
PREFERRED PARTNERS
Our partners
We work with a select group of trusted partners to support every element of your property journey
What kind of business is Adventum?
A property investment specialist.
We are a tax-efficient property acquisition and investment management company. We aren’t property brokers, we’re wealth multipliers as we unlock the UK market’s unmatched opportunities for diversification, tax-efficient structures and institutional-grade returns.
Questions advisers ask
It is the asset class members already trust, with a genuine deadline behind it. Adventum's latest modelled example shows an 11.22% IRR over ten years.
No. Medicine is where we have proven it, large pension pots, uniform careers, trusted referral networks. The mechanic works for any client with meaningful pension wealth facing the same April 2027 exposure. If you have a client outside medicine, the same briefing applies.
You make the introduction and keep the relationship. We run everything downstream.
The client withdraws up to 25% tax-free, subject to the Lump Sum Allowance, to fund a family SPV we build and administer. It buys income producing property, typically part-financed by a mortgage in the SPV. NHS Pension Scheme members should check the allowance position with you specifically, as scheme rules can affect what's available.
You keep it. We are not the client's new primary adviser.
They do, and this does not replace them. Property is one more option, in an asset class many advisers do not cover. Adventum runs the property side so you can weigh it without becoming a property specialist.
Whichever pot you identify as right for the client, the pension lump sum or their wider estate: ISAs, shares, cash. We work with either.
That sits with you. Trusts, gifting and the seven year rule are your territory, not ours. We will flag it when a client's position looks like it needs that conversation, and hand it back to you.
Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast
Commensurate with what you would expect for an investment of this size. We cover the detail in the briefing.
Closing call to action
Let's talk it through.
To arrange a short call with a member of the team please complete the contact form. We will explain how it works and answer your committee’s questions. Alternatively, please email sales@adventumwealth.com