An asset that helps protect your members from inheritance tax.
From April 2027, pensions are due to become part of the taxable estate. Adventum helps doctors release their tax-free lump sum into a fully managed, ring-fenced property portfolio, held in a family SPV. Evidenced. IHT-aware. Run end to end, so members do not have to.
Help your members get ahead of their finances with Adventum Wealth.
Why this matters now
Your members are facing a big change.
Many have built a substantial pension over a long career. From April 2027, up to 40% of what remains could be at risk of inheritance tax. Members look to the bodies they trust for a steer, and helping them get ahead of their finances sits alongside looking after their wellbeing.
40%
Up to 40% of what remains could be at risk of inheritance tax from April 2027.
What members are offered
A managed property portfolio, built for doctors.
Release
Members access up to 25% of their pension tax-free.
Structure and buy
Adventum forms a family SPV (special purpose vehicle) and buys income producing grade A buy to let property.
Manage
Adventum lets and manages it on their behalf.
Receive
The rental income flows back to the member's family.
Pension
Tax-free sum via adviser
Family SPV
Property
Rent to your family
Rent to your family
WORKING IN PRACTICE
Manchester | Buy-to-let investment analysis
Two-dimensional return projection on a £300,000 property over a 10-year holding period, rental
income and capital growth in GBP.
Property Value £300,000
Period 10 years
Period 10 years
INTERNAL RATE OF RETURN · GBP
11.22%
in GBP
Annualised GBP return
The compound rate at which your initial £97,000 investment grows over 10 years, factoring rental income and capital growth.
Wealth multiple
2.6×
ROE 160%
Total profit
£155,603
Net of all costs and SDLT
Net rental income
£54,423
Over 10 years
Where your returns come from
Total profit · GBP
£155,603
Over 10 years
From £97,000 to £252,603
Each bar shows the cumulative GBP value at each step
Initial Investment
£97,000
Net Rental Income
Capital Growth
Value at Exit
INITIAL £97,000
NET RENT £54,423
CAP GROWTH £101,180
EXIT VALUE £252,603
INITIAL £97,000
What clients say
Professional perspective.
“Adventum provided far more than property sourcing, they delivered strategic tax and structuring advice that could materially strengthen the use of my pension and retirement planning. Their guidance on the right holding structures, combined with a disciplined focus on selecting high-quality, growth-led assets, can add real long-term value.
I would highly recommend Adventum to professionals seeking thoughtful, well-structured property investment counsel.”
Dr Chaand Nagpaul CBE
Chairman, British Medical Association, 2017-2022
What it means for your association
Very little.
An easy, low-risk recommendation, not a new commitment.
Mention us
A note in your newsletter or a short slot at a members' event.
We do the rest
Adventum handles enquiries and every step of the process. No added responsibility, compliance or admin for you.
Income follows
As introductions convert, referral income builds, recurring and largely passive.
Meet the team
The people you deal with
Dr Rajanya Ravasia
Founder & Director
Martin Cooney
Sales Director
Ghanshyam Nabar
Strategic Partner
PREFERRED PARTNERS
Our partners
We work with a select group of trusted partners to support every element of your property journey
Questions committees ask
It is the asset class members already trust, with a genuine deadline behind it. Adventum's latest modelled example shows an 11.22% IRR over ten years.
A managed, ring-fenced property portfolio held in a family SPV, funded from their tax-free lump sum and run end to end by Adventum.
A mention in a newsletter or at an event. We do the rest.
No. The sponsorship is stated openly, and members are told about it.
Speak to BIDA, then speak to us. [Permission needed.]
Usually, the chair or a committee. We will help you take it through your own process. [Confirm.]
Helping members get ahead of their finances sits alongside looking after their wellbeing.
Start with a conversation
A confidential call with our team.
To arrange a short call with a member of the team please complete the contact form. We will explain how it works and answer your committee’s questions. Alternatively, please email sales@adventumwealth.com